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Bank Statement Analyser Online – PDF, Excel & CSV | ToolsBag

Read your bank statement in one upload

A bank statement tells you everything and shows you nothing.

Hundreds of rows, machine-written narrations, and no simple answer to:

Where did the money go?

The Bank Statement Analyser turns your bank statement into a clear, structured report.

What you get

  • Opening & closing balance, total credits, debits, and net change.
  • Monthly income & expenses with transaction counts.
  • Top payers & beneficiaries extracted from transaction narrations.
  • Charges, interest, TDS, GST & EMIs with the transactions behind them.
  • Large transactions plus highest, lowest, and average daily balance.
  • Download everything as an Excel workbook with separate sheets.

More than extraction

The important question isn't just what was extracted.

Is it correct?

Every transaction is checked against the running balance:

Previous balance + credit − debit = printed balance

The closing balance is also checked against total credits and debits. If the bank provides its own summary, that is compared too.

If something doesn't reconcile, the report tells you.

Categories such as GST, EMI, interest, and bank charges are based on narration matching, so they are estimates to review, not automatic classifications.

PDF, Excel & CSV

Have a PDF, CSV, XLS, or XLSX statement? The analyser supports them, including statements with a single amount column and Dr/Cr markers.

Try it free

Upload your statement. Password-protected PDFs are supported.

Your file is analysed, not stored.

Bank Statement Analyser → 

Excel & CSV version → 

 

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